KLARNA FAQ

Buy now. Pay later with Klarna.
I have an exciting collaboration with Klarna to offer you new ways to pay at checkout. It's an easy and safe way to get the
things you want when you want them.

Here's how it works:
Step 1
Put the goods in your shopping cart and select "Klarna" at checkout
Step 2
Klarna sends you an email confirmation and reminders when it's time to pay
Step 3
You can make your future Klarna purchases with just one click
Part 2: Payment information
[Note: If you want to use the uses Klarna Payments or Klarna Payment Method]

Pay later
● Pay within 14 days. Try things in peace at home and decide what you want to keep. No interest or fees when you pay in
Time.
Options
● Pay within 14 days. Shop now, try it at home and pay only for what you want to keep. No interest or fees when you pay in
Time.

Pay directly
● Card or bank account
With card or account you can pay your purchases quickly, securely and easily in three different ways. You can connect both your cards and bank accounts to Klarna
when to pay something for the first time, or do so in advance via our app using BankID. Klarna remembers your information so that you can
shop and pay even more smoothly next time.
● Bank transfer
Pay with your bank account and approve the purchase with BankID. The money is deducted directly without any registration with us.
● Deducted from bank account
The money will be deducted from your affiliated account within two business days of the processing/sent order.
● Card
Pay by any card. The money is reserved directly on the card at the time of purchase.
Ungroup
● Partial payment plan
Pay according to a plan, so that the purchase is fully paid after, for example, 12 months. If you want to pay more than a month, you can do well at any time
to pay the remaining debt.
● Flexible instalments
Pay a minimum amount each month. You choose whether you want to pay the minimum amount or any amount above the minimum amount.
Once approved, you can manage your payments and receive reminders in the Klarna app.

About Klarna
Pay online or in the app
See your recent purchases and make payments in the Klarna app or
Online.
● Download the Klarna app:
https://www.klarna.com/se/smoooth-app/
● Login online: https://app.klarna.com/login

● Chat with customer service:
https://www.klarna.com/se/kundservice/

Safe and secure
With Klarna you are always covered by Klarna's buyer protection. Modern
security measures protect your information to prevent
unauthorized purchases.

FREQUENTLY ASKED QUESTIONS
Visit our FAQ page
(https://www.klarna.com/se/kundservice/) and read more about how
using Klarna.

About Klarna
We at Klarna are fully focused on creating the world's best shopping experience. We believe that payments are so much more than just a way to
send money. That's why our convenient payment methods give you more time and control so you can focus on the things you like.
● 80 million shoppers use Klarna.
● 190,000 traders worldwide are cooperating with us.
● We have been handling online payments for 14 years.