Earlier this year, the Swedish Parliament decided on a new credit law.
In short, it means that if there is both a credit and a direct payment option at checkout, the credit option may not be displayed first or already completed. The law will enter into force on July 1, 2020.

The new credit law adopted by the Swedish Parliament (Government bill) will enter into force on 1 July 2020 and will only apply in Sweden.
The law requires how different payment methods are presented at checkout, and it forces e-merchants to view a direct payment option before credit options, if both options are available at checkout.

The obligations of the new law apply to all parties who present or process payment methods. This includes: e-retailers, partners and payment service providers (PSP) such as banks.
In order to navigate the changes, we have created guidelines to help our e-retailers and partners adapt to meet the new legal requirements.